Terms of Use and Privacy Policy

Terms of Use

1. Acceptance of Terms

By accessing or using Safe Spend AI, you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, you are not authorized to use our services.

2. Services Provided

Safe Spend AI provides financial analysis tools, including the ability to upload and analyze bank statements. Our services are designed to offer users insights into their spending habits while maintaining the highest level of data privacy and security.

3. User Responsibilities

  • You are responsible for providing accurate, current, and complete information when using our services.
  • You agree not to upload files containing malware, viruses, or any harmful code.
  • You will use the Website only for lawful purposes and in accordance with these Terms of Use.

4. Prohibited Uses

You may not use Safe Spend AI to:

  • Engage in fraudulent or illegal activities.
  • Reverse engineer, decompile, or otherwise attempt to extract the source code of any software on the Website.
  • Distribute, reproduce, or resell any content or services from the Website without prior written consent.

5. Intellectual Property

All content, features, and functionality provided by Safe Spend AI, including but not limited to software, design, text, graphics, and logos, are owned by Safe Spend AI and are protected under copyright, trademark, and other applicable laws. You may not reproduce or redistribute this content without express written permission.

6. Disclaimer of Warranties

Safe Spend AI is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the functionality or reliability of our services.

7. Limitation of Liability

To the fullest extent permitted by law, Safe Spend AI shall not be liable for any indirect, incidental, or consequential damages resulting from your use of our services.

8. Governing Law

These Terms of Use are governed by the laws of the State of Maryland, without regard to its conflict of law principles.

9. Changes to Terms

We reserve the right to update these Terms of Use at any time. Changes will be effective immediately upon posting. Continued use of Safe Spend AI constitutes acceptance of the modified terms.

Privacy Policy

1. Information We Collect

We only collect and process information that is necessary to provide our services, including:

  • Uploaded bank statements for analysis.
  • Extracted financial data (e.g., transaction descriptions, dates, and amounts).

2. How We Use Your Information

  • To analyze and provide financial insights.
  • To improve our services and user experience.

3. Data Security

We comply with strict data protection standards:

  • Uploaded bank statements are not stored in the cloud.
  • Extracted information is securely stored in our database.
  • We use encryption and other security measures to protect your data.

4. Sharing of Information

We do not share your data with any third parties. Your data remains private and confidential.

5. Cookies and Tracking

Safe Spend AI does not use cookies or third-party tracking tools to collect personal data.

6. Your Rights

  • You have the right to request access to your stored information.
  • You can request deletion of your data by contacting us at support@safespendai.com.

7. Children’s Privacy

Safe Spend AI is not intended for individuals under the age of 18. We do not knowingly collect information from children.

8. Changes to Privacy Policy

We reserve the right to modify this Privacy Policy at any time. Changes will be effective immediately upon posting. Continued use of Safe Spend AI constitutes acceptance of the modified policy.

Contact Us

If you have any questions about these Terms of Use or Privacy Policy, please contact us at:

Safe Spend AI
support@safespendai.com
Based in Maryland, USA